Life is a journey best lived together

Become part of a community built by people invested in each another.

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Introducing the card with up to 4% cash back

Our Member Cash Rewards+ credit card rewards hard working Californians for purchases they make every day!

Member Cash Rewards+

$0 annual fee*

*See pricing and fee details

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Growth Savings account rewards new savers

The Growth Savings account is perfect for anyone who's starting their savings journey. Small balances earn big rates, giving everyone a chance to grow their money faster.

  • No minimum deposit to open (must be age 18 or older)
  • No minimum balance required
  • Get rewarded for starting your savings - highest returns on balances up to $1,000
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Become a member

Since our founding in 1933, we’ve always been about putting people over profit – taking care of our members, our employees and our community. Because that’s what it means to belong to Golden 1. Being part of a community built by people invested in one another. So you can do more with your money. If you believe in the power of people over profit, we invite you to join us at Golden 1!

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Get into the groove with simple checking

Remain unstoppable with simple checking made for every day.

  • Free checking
  • Simple, straightforward checking for students and anyone just starting out
  • High yield checking for members with higher balances
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All Californians are welcome

Anyone living or working in California can join Golden 1 by opening a savings account with $1.

  • Bank with us from anywhere with our Mobile app or Online Banking
  • Visit any of our branches across the state
  • Access your accounts at CO-OP ATMs – 30,000 nationwide

Even more reasons to join Golden 1

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The Golden 1 Difference

All the banking services you expect with low-to-no fees and exceptional service.

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Community Service

We support hundreds of organizations helping people statewide. 

Get involved
Financially strong

Reach Your Goals

Staying financially fit takes training. We can help.

Build financial health
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Home Loans

Shopping for a home loan? Our home loan advisors are here to help.

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Mobile Convenience

Get secure access to your accounts with convenience on the go. 

Connect mobile
One million strong

One Million Members

... and growing. Membership is open to all who live or work in California.

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